PORTFOLIO PLANNER

Model your portfolio into the future.

Manage and plan your future by exploring scenarios – from property and non-property asset purchases and sales, loan repayments and income. Set your retirement goal and see if you are on track.

Will my portfolio get me to retirement?

30-year projection vs your target

What if I buy another property?

Scenario modelling before you commit

How fast am I paying down debt?

Debt reduction trajectory tracking

Should I change my strategy?

Cashflow forecasting with growth rates

Real projections from founder's property portfolio

Portfolio Projection

2026 to 2056

Projected position at retirement (2043)

Net Wealth
$15.75M
Property Value
$15.45M
Non-Property
$3.38M
Property Debt
$3.07M
Cashflow (Today $)
+$6,887/mo
Cashflow (Future $)
+$10,479/mo

Cashflow Components

Monthly cashflow breakdown - 2026 to 2056

Debt & Mortgage Paydown

Loan balance trajectory - 2026 to 2056

Debt Clearance Milestones

New Aucklandcleared by2038
Richlandscleared by2039
Wyndham Valecleared by2041
San Remocleared by2048
Calderwoodcleared by2053

Pricing

Planner Pricing

Set your retirement target. See if you're on track. Adjust your strategy – all for the same price as Portfolio.

MonthlyAnnual

Planner

Most Popular

Set your retirement target. See if you're on track. Adjust your strategy.

$5/mo add-on

Add-on to Portfolio Manager – supercharge your strategy

Add Planner

Plan your path to retirement

Retirement Target Tracking

Set your retirement age and income target. Planner shows whether your portfolio gets you there – or falls short.

Are You On Track?

Project your portfolio forward 5, 10, 20, or 30 years and see if your current strategy hits your number.

What-If Scenario Modelling

Change growth rates, interest rates, or add a future purchase – instantly see how each decision shifts your trajectory.

Strategy Decisions

Model selling underperformers, refinancing, paying down debt faster, or buying your next property before you commit.

Everything in Portfolio
Retirement target and on-track assessment
5 / 10 / 20 / 30-year portfolio projections
12-month historical performance trend charts
Capital growth, rent growth, and CPI modelling
Interest rate and loan term scenario modelling
Future property purchase and sale modelling
Owner-occupier and 6-year CGT rule modelling
Additional repayment and debt reduction modelling
Crypto and alternative asset tracking
Monthly portfolio report (PDF download)

Built by an investor, for investors. Lachlan MacDonald uses Planner to track his retirement trajectory across 5 properties.

$5/mo to know if you're on track – or what to change.